ETF Expense Ratio Calculator

See how much ETF fees really cost you over time. A tiny difference in expense ratios can compound into tens of thousands of dollars.

Your Parameters

$1,000$1,000,000
$0$10,000
150
1%15%
Best Outcome
VOO
$1,614,984
$10,812 in fees
Worst Outcome
ASHR
$1,408,758
$217,038 in fees
Fee Spread
$-206,226
Extra cost of choosing the most expensive ETF

30-Year Projection Table

ETFExpense RatioFinal BalanceTotal Fees PaidFee % of Gains
VOOVOO (S&P 500)🥇 Best0.030%$1,614,984$10,8120.9%
ASHRASHR (CSI 300)0.650%$1,408,758$217,03817.9%

Fee Impact Visualization

VOO (0.030%)$1,614,984
Net
ASHR (0.650%)$1,408,758
Net
Fees
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Key Takeaway

Over 30 years, choosing VOO over ASHR would save you approximately $206,226 in fees. The fee difference is modest in this comparison. When fees are close, pick the ETF with better liquidity and structural features.

Assumptions: 7% annual gross return, monthly compounding, contributions at start of each month. Does not account for taxes, tracking error, securities lending offsets, or bid-ask spreads. Actual results will differ.